I think I am about halfway finished making Christmas cards; the remainder are in various stages of completion. I better hurry, 'cause Christmas is only a week away! This card combines the Skipping Stones Designs #106 sketch challenge with the Our Daily Bread Designs #89 "Noel" word play challenge. The requirements are to use elements that start with the letters of "NOEL". My elements are N-nestabilities, O-ovals, E-embossing, and L-layers. Papers are from DCWV, the pointsettia is from PTI's "Year of Flowers" set and the sentiment inside is from Verve's "Richly Blessed"